Licensed Cooperative · Nigeria · Built for Africa

Where Saving Becomes Owning.

Solivest is a licensed cooperative that gives every member a structured, legal path from regular contributions to real asset ownership — with affordable credit along the way.

Choose your path as a member
🏦
Save with the cooperative
Build your balance in a regulated cooperative structure. Your savings can back an asset-secured loan when you qualify.
🏡
Join an asset programme
Enrol in a specific asset programme — land, real estate, and more — to build fractional ownership toward a legal title.
💳
Access cooperative credit
Qualifying members access loans at 5–9% p.a., secured against savings and asset programme holdings.
📜
Receive your title
When your asset pool crystallises, legal ownership transfers formally to you. A deed, not just a balance.
Licensed · LSCS 19471
Registered · CAC RC 7360611
D&B Verified Entity
Licensed Cooperative · LSCS 19471
Regulated · CAC RC 7360611
Verified · Dun & Bradstreet
Cooperative Savings — Asset-Backed Loans Available
Asset Programmes — Fractional Ownership → Full Legal Title
Cooperative Credit at 5–9% p.a.
Real Estate Land Banking · Active Programme
Settlement via Licensed Banking Partners
Licensed Cooperative · LSCS 19471
Regulated · CAC RC 7360611
Verified · Dun & Bradstreet
Cooperative Savings — Asset-Backed Loans Available
Asset Programmes — Fractional Ownership → Full Legal Title
Cooperative Credit at 5–9% p.a.
Real Estate Land Banking · Active Programme
Settlement via Licensed Banking Partners
Our Services

Two distinct services.
One membership.

Save with us and unlock asset-backed credit when you qualify. Or enrol in an asset programme and build fractional ownership toward a legal title. Same cooperative, same membership — your choice what to do with it.

🏦

Cooperative Savings

Save regularly within a licensed cooperative structure. Build your membership record and qualify for an asset-backed loan at 5–9% p.a.

🏘️

Asset Ownership Programmes

Enrol in an asset programme — currently real estate land banking. Contributions accumulate as fractional units, governed toward full legal title transfer.

💳

Cooperative Credit

Loans at 5–9% p.a., secured by your cooperative savings and asset programme holdings. No external collateral required.

The Asset Ownership Path

How an asset programme takes you
from enrolment to deed.

When you enrol in a Solivest asset programme, your contributions are recorded, pooled, and governed from first payment to formal title transfer.

Step 01

Enrol & Contribute

Choose a programme and begin contributing. Payments go directly to that programme — nothing else.

Step 02

Accumulate Units

Each contribution is converted into ledger-recorded fractional units in your chosen asset.

Step 03

Pool Completes

Member units aggregate across the programme until the full asset value is covered.

The Outcome
Step 04

Title Transfers

Legal ownership crystallises and is formally transferred to you. A deed in your name.

5–9%
Cooperative credit, per annum
Solivest: 5–9% vs. Informal lenders: 30–120%
Loan tenure Up to 12 months
Who can apply Active members in good standing
Collateral required Your savings & asset holdings
External guarantors Not required
Cooperative Credit

Credit built around what you already have.

Your cooperative savings and asset programme holdings work as your collateral — no external guarantors, no property you don't already hold. Loan size is tied to your membership position, so credit stays within what your record can responsibly support.

How your loan is secured
50%
Your cooperative savings balance
50%
Your asset programme holdings
Existing Cooperatives

Your cooperative's members deserve more than a balance.

Nominate your cooperative society for affiliation with Solivest Multipurpose Cooperative. Your members gain access to our full range of services — savings, asset programmes, and cooperative credit — as their own individual choices.

  • Each member chooses which services to participate in
  • Cooperative credit available to qualifying affiliated members
  • Your society's identity and governance remain entirely yours
Nominate Your Cooperative →
50K+
Cooperative societies in Nigeria without a path to real asset ownership.
Most cooperatives pool faithfully and distribute periodically. Solivest gives affiliated members somewhere real to put that momentum.
Real Estate Land Banking Agriculture (coming) Commodities (coming)
Programme Partners

Products listed within our programmes, available for unit purchase.

Within each programme, businesses whose products are directly relevant to that use case can be listed for members to purchase on a unit basis. If your business is aligned with an active or upcoming programme, enquire below.

Enquire About Programme Listing →
🏗️

Real Estate Programme

Land units, construction products, and development services within the active land banking programme.

🌾

Agriculture Programme (coming)

Crop units, agricultural inputs, and farm participation products for the forthcoming agriculture programme.

📦

Commodities Programme (coming)

Commodity units available for member purchase as the commodities programme launches.

⚖️

Programme-Adjacent Services

Legal, survey, and conveyancing services listed at the point members need them most.

Regulated & Licensed

Your ownership is protected by law.

Solivest Multipurpose Cooperative is licensed, registered, and verified. Every contribution, fractional unit, and title transfer is governed by a legal structure built for exactly this purpose.

Active

LSCS 19471

Licensed cooperative society, Lagos State — authorised for savings, loans, and capital pooling.

Active

CAC RC 7360611

Registered with the Corporate Affairs Commission — formal legal entity status.

Active

Dun & Bradstreet

Globally verified business entity, enabling institutional and banking partnerships.

Active

Licensed Banking Partners

Member settlements handled through regulated Nigerian banking institutions.

The Financial Backbone for
Real Asset Ownership.

A licensed cooperative with a governed path from first contribution to a deed in your name.

Start Your Ownership Journey → Become a Programme Partner